Private medical insurance could prove expensive. Itās good if you are in employment which offers it all included which some companies offer. I just pay ad hoc. Just pay on the nail. Youāll certainly notice the difference. I imagine a lot of UK residents must pay privately for scans to avoid waiting on the NHS. Helen
Oh definitely. Id Iād have realised I needed a scan 10yrs ago Iād have had one private! GP said I needed a holiday when I went with vertigo and fatigueā¦
Maybe I should change my user name to Back&forth
We have the same wait times and crappy service in the US - only we get to pay a lot more for the privilege. On the open market insurance for my family of three costs $1100/month with additional co-pays and co-insurance costs maxing out at $13,000/year. My husband is tied to his job because the employer pays the premium but we still pay $4-10k/year out of pocket. And we wait months to see specialists. And without universal health care, without free education and without unemployment insurance, long term disability or any safety net whatsoever Iām still in the 40% tax bracket. I have zero hope of ever getting disability pay, social security or Medicare.
Emily I wish we had a dislike buttonā¦
Me, too. If the buffoon in chief kills the Obama pre-existing conditions waiver, Iāll be uninsurable at any price. Being homeless, sick and destitute is a very real, very common scenario here.
You can come and live with us!
I feel you @flutters we pay close to $500 a month just for me and my husband. Girls qualify for the chip program (discounted rates) for now but when husband finally gets the promotion we are waiting for they wonāt qualify anymore and I canāt even imagine how the premium is going to freaking increase.
And with all that money we pay monthly you would think we are good to go but no, I have a $1200 deductible and then after that I pay 10% plus $40 copays to see regular dr and $60 to see specialists
Some promotions hurt more than they help. Itās absolutely insane.
Part of the reason we in the U.S. pay so much is because our health insurance industry is big, bloated, and the left hand doesnāt know what the right hand is doing. Last week my husband received a phone call from a woman who identified herself as a ānurse advocateā for our health insurance company.
Nurse: āI see that youāve been having some shoulder issues recently. I also see that your next appointment with your primary care physician is scheduled for January. Be sure to follow up with your primary care physician about your shoulder issues. Have you seen an orthopedist about your shoulder?ā
Hubby: āUmm, yeah, I had shoulder surgery four weeks ago.ā
Nurse (after a long pause): āOh. Well, are you making sure to go to physical therapy?ā
Hubby: āUmm, no, not yet. My arm is immobilized for six weeks. Iām not allowed to start physical therapy until after that.ā
When he told me about this, we cracked up. The insurance company has already paid the surgeon. But yet this ānurse advocateā didnāt know he had had surgery. Sigh.
@Manatee I got a similar call from a nurse from my insurance right after my 5 emergency visits for excruciating migraine pain that wouldnāt go away with anything. She asked if Iāve tried any migraine preventive and if I was in the care of a neurologist ā¦no sh*t sherlock!!! She even told me caffeine works great for headaches ā¦You would think they would go through our whole records before making these nonsense calls
Hi all,
I did my MRI!!! I actually had one done in 2011 but this recent one was harrowing. There were a few times I could feel panic wash over me and I was really close to squeezing the panic ball but I kept reminding myself not to or I would have to stay in the scanner longer.
Thank you so much everyone for the tips and encouragement. It really helped me so, so much.
Now I just have to wait for the resultsā¦
Hereās to making it thru and to totally, infuriatingly normal results!!
Good job!
Big well done Carrie, another challenge overcome for you
Thank you flutters and nin!
Weāre family now. Call me Emily. Ninās name is Elaine.
Wow thank you Emily and Elaine!
Hi Carrie,
I also have claustrophobia, so I asked if I could have light sedation. I was in hospital because of the vertigo, so didnāt have a diagnosis then. I think I even dosed off, because it certainly didnāt feel like Iād been in there for half an hour!
Good luck.